Vehicle & asset finance
Drive home your new car, two-wheeler or commercial vehicle on the best terms.
What is vehicle & asset finance?
From your first two-wheeler to a fleet of commercial vehicles, we arrange new vehicle loans, used vehicle finance, refinance against existing vehicles and lease-to-own structures, with manufacturer tie-ups for special offers.
Why customers choose us
- Up to 100% on-road funding for new cars
- Tenure up to 84 months
- Special pricing on EV and hybrid vehicles
- Pre-approved offers from dealer partners
- Refinance and top-up on existing vehicles
The full picture
New car loan
All makes, full on-road funding and zero foreclosure charges with select lenders.
Used car loan
Funding up to 85% of valuation for pre-owned passenger vehicles.
Two-wheeler loan
Quick approval with EMIs from ₹999 for entry-level models.
Commercial vehicle
Trucks, buses, tippers and last-mile EVs with structured EMIs aligned to cashflow.
Refinance and top-up
Unlock cash from your existing vehicle without selling it.
Who can apply
- Age 21 to 65 years
- Salaried or self-employed with stable income
- Valid driving licence for the vehicle category
- KYC and address proof
What to keep handy
- PAN and Aadhaar
- Income proof (salary slips or ITR)
- Last 3 months bank statements
- Proforma invoice from dealer
Common questions
Can I get a loan on a used car?+
Yes, we fund pre-owned cars up to 8 years old at the time of loan maturity, with quick valuation through certified partners.
Are EV loans cheaper?+
Most of our partners offer a 25 to 50 basis-point discount on electric vehicles and government-linked schemes for select models.
