Home & property loans
Buy, build or transfer your home loan at competitive rates from 125+ lenders.
What is home & property loans?
Whether you are buying your first apartment, building on a plot, renovating, or moving an existing loan to a lower rate, our home and property loan desk runs a single application across our 125+ bank and NBFC partners to find the lowest rate and the highest sanction you qualify for.
Why customers choose us
- Sanctions up to 90% of property value
- Tenure up to 30 years for salaried applicants
- Balance transfer with top-up in a single move
- Special pricing for women co-applicants
- Pre-approved sanctions before you choose the property
The full picture
Home purchase loan
For ready, under-construction and resale homes with all major builders pre-approved.
Plot and construction
Composite loan that funds plot purchase and the build cost in linked tranches.
Home improvement
Renovation, extension and interior funding with quick disbursal.
Balance transfer
Move your existing loan to a lower rate and unlock a top-up against built equity.
Loan against property
Mortgage commercial or residential property to fund business or personal needs.
NRI home loans
Specialised desk for non-resident Indians with FEMA-compliant documentation.
Who can apply
- Salaried, self-employed professional or business owner
- Age 21 to 65 years at loan maturity
- Stable income for the last 2 years
- Indian resident or NRI with valid documentation
What to keep handy
- PAN, Aadhaar and address proof
- Last 3 months salary slips or 2 years ITR for self-employed
- Last 6 months bank statements
- Property title, agreement and approved plan
Common questions
How long does sanction take?+
Most cases are sanctioned in 5 to 7 working days once all documents are submitted, with disbursal aligned to your registration date.
Can I include a co-applicant?+
Yes, including a spouse or earning family member typically increases your eligibility and may qualify you for special women-applicant pricing.
What about prepayment charges?+
On floating-rate home loans for individuals, RBI rules waive prepayment charges. We make sure your loan is structured to keep you flexible.
You may also need
Personal & business loans
Unsecured funding for life goals and working capital, sanctioned in days.
Education & medical loans
Fund your dream college or a planned medical procedure without disturbing your savings.
Working capital & MSME funding
Cashflow that keeps your shop, factory or service business running smoothly.