Construction & equipment finance
Fund excavators, cranes, JCBs and plant machinery with tenure that matches the project.
What is construction & equipment finance?
Construction and equipment finance built around how contractors actually earn. We arrange funding for new and used earthmoving machines, material handling, paving and concrete equipment with EMI structures matched to project milestones.
Why customers choose us
- Funding up to 100% on new machines
- Tenure up to 60 months with seasonal EMIs
- Fleet financing for multi-asset purchases
- Quick disbursal aligned to delivery date
- Refinance on existing equipment
The full picture
New equipment loan
OEM tie-ups with JCB, Tata Hitachi, Caterpillar and L&T for special pricing.
Used equipment finance
Funding for pre-owned machines with on-site valuation by certified surveyors.
Project-linked finance
EMI structures aligned to contract milestones and seasonal cashflow.
Fleet expansion
Bulk sanctions for contractors adding multiple assets in a single quarter.
Who can apply
- Proprietorship, partnership, LLP or company
- Minimum 2 years in business
- Contracts or order book demonstrating end use
- Healthy banking and tax compliance
What to keep handy
- KYC of business and promoters
- Last 2 years ITR and financials
- Last 12 months bank statements
- Proforma invoice and contract copies
Common questions
Can I take a loan without a contract in hand?+
Yes, established contractors with a strong track record can borrow against capacity. New contractors typically need at least one anchor contract to support the case.
