Education & medical loans
Fund your dream college or a planned medical procedure without disturbing your savings.
What is education & medical loans?
Two of the most important moments in a family deserve financing that does not add stress. We help families fund higher education in India and abroad, and arrange medical loans for planned and emergency procedures with hospital tie-ups.
Why customers choose us
- Education loans up to ₹1.5 crore for overseas study
- Moratorium during course and grace period after
- Collateral and non-collateral options
- Medical loans with hospital network EMI tie-ups
- Tax benefits under Section 80E for education loans
The full picture
Education India
Loans for engineering, medical, MBA and professional courses at recognised institutes.
Education abroad
Comprehensive funding for tuition, living, travel and equipment for studies in the US, UK, Canada, Australia and Europe.
Skill and certification
Short-tenure loans for executive programs, coding bootcamps and certifications.
Planned medical
EMI on procedures with empanelled hospital partners across India.
Medical emergency
Fast-track personal loans for unplanned hospitalisation with same-day disbursal.
Who can apply
- Indian citizen with confirmed admission or treatment plan
- Earning co-applicant for education loans
- Hospital quotation for medical loans
- Healthy credit profile of co-applicant
What to keep handy
- Admission letter or hospital estimate
- KYC of student or patient and co-applicant
- Income proof of co-applicant
- Collateral documents if applicable
Common questions
Do I need collateral for an education loan?+
Loans up to around ₹40 lakh for premier institutes are often unsecured. Larger ticket sizes or non-premier institutes usually need collateral or a strong co-applicant.
Can I claim tax benefit?+
Interest on education loans qualifies for deduction under Section 80E for up to 8 years from the start of repayment.
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