Personal & business loans
Unsecured funding for life goals and working capital, sanctioned in days.
What is personal & business loans?
Quick, collateral-free funding for personal milestones such as weddings, travel and medical needs, and for business owners who need working capital, expansion funds or a short-term cash bridge without pledging assets.
Why customers choose us
- Sanctions from ₹50,000 to ₹50 lakh
- Tenure up to 60 months
- Minimal documentation, fully digital journey
- Disbursal in as little as 24 hours for pre-approved cases
- Step-up and flexi options for businesses
The full picture
Personal loan
For weddings, travel, medical, education or any unplanned expense, with no end-use restriction.
Business loan
Unsecured term loans for stock, expansion, equipment or new branches.
Professional loan
Specialised pricing for doctors, CAs, architects and other licensed professionals.
Flexi credit line
Approved limit you draw from and repay as needed, paying interest only on usage.
Top-up loans
Additional funding on your existing personal or business loan at preferential rates.
Who can apply
- Age 23 to 60 years
- Salaried with minimum income of ₹25,000 per month or business vintage of 2 years
- Credit score of 700 and above for best pricing
- Resident of India with stable employment or business
What to keep handy
- PAN and Aadhaar
- Last 3 months salary slips or 1 year ITR for business
- Last 6 months bank statements
- GST returns for business loans, where applicable
Common questions
Will applying impact my credit score?+
We run a soft eligibility check first. A hard enquiry only happens after you confirm a specific lender offer.
How soon can I get the money?+
Pre-approved customers see funds in their account within 24 hours. Fresh files typically take 2 to 4 working days.
Can I prepay early?+
Yes. Most personal and business loans allow part-prepayment after a few EMIs with low or zero charges. We negotiate this upfront for you.
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Education & medical loans
Fund your dream college or a planned medical procedure without disturbing your savings.
Working capital & MSME funding
Cashflow that keeps your shop, factory or service business running smoothly.